Finance Tools

Break-Even CalculatorEstimate the units and revenue required to cover fixed and variable costs at a given selling price.

Fixed costsRent, salaries and overheadVariable cost per unitMaterials and direct labourPrice per unitSelling price

Enter your values and calculate the result.

Calculation logic
Contribution margin per unit = price − variable cost
Break-even units = fixed costs / contribution margin

Payback Period CalculatorEstimate how long it takes to recover an initial investment from constant annual net cash inflows.

Initial investmentUse a positive amountAnnual cash flowConstant net inflow per year

Enter your values and calculate the result.

Calculation logic
Payback period = initial investment / annual cash flow

ROI CalculatorCalculate return on investment from the initial amount invested and the final value received.

Initial investmentCapital invested upfrontFinal valueIncluding repayment of principal

Enter your values and calculate the result.

Calculation logic
Profit = final value − initial investment
ROI = profit / initial investment × 100

Internal Rate of Return (IRR) CalculatorEstimate the return generated by an initial investment and up to five annual cash flows.

Initial investmentEntered as a positive amount at t = 0Cash flow — Year 1First annual net cash flowCash flow — Year 2OptionalCash flow — Year 3OptionalCash flow — Year 4OptionalCash flow — Year 5Optional

Enter your values and calculate the result.

Calculation logic
IRR is the discount rate at which NPV equals zero. The calculator uses bracket search and bisection.

NPV & Annual Value CalculatorEvaluate an investment using NPV and annual value, including discount rate, cash flow, delay and economic life.

Discount ratePercent per yearInitial investmentUse a positive amountAnnual net cash flowExpected constant yearly inflowYears until commissioning0 means first inflow next yearEconomic lifeNumber of cash-flow years

Enter your values and calculate the result.

Calculation logic
NPV = −initial investment + Σ cash flow / (1 + rate)ⁿ
Annual value converts NPV into an equivalent constant yearly amount.

Leverage Effect CalculatorSee how debt financing changes return on equity and weighted capital cost.

Return on assetsPercentBase cost of equityPercentInterest rate on debtPercentEquity capitalPositive amountDebt capitalNon-negative amount

Enter your values and calculate the result.

Calculation logic
Return on equity = asset return + (asset return − debt rate) × debt / equity

Weighted Average Cost of Capital (WACC) CalculatorCalculate the blended cost of equity and after-tax debt from a company’s capital structure.

Equity valueMarket value of equityCost of equityPercentDebt valueMarket value of debtCost of debtPercentCorporate tax rateOptional; percent

Enter your values and calculate the result.

Calculation logic
WACC = equity weight × cost of equity + debt weight × cost of debt × (1 − tax rate)

Loan CalculatorCompare annuity and fixed-principal loans, including payments, interest, term and amortisation schedule.

Loan amountPrincipal borrowedInterest ratePercent per yearTermYears; used for annuity modeMonthly principal repaymentOptional; activates principal mode

Enter your values and calculate the result.

Calculation logic
Annuity mode: fixed monthly payment over a term.
Principal mode: fixed principal plus declining interest.

Fisher Equation CalculatorConvert a nominal interest rate into its inflation-adjusted real interest rate.

Nominal interest ratePercent per year before inflationInflation ratePercent per year

Enter your values and calculate the result.

Calculation logic
Real rate = (1 + nominal rate) / (1 + inflation rate) − 1

Scenario Risk CalculatorCompare up to three NPV scenarios to estimate expected value, volatility and downside risk.

Scenario 1

Best-case or upside scenario

NPVNet present valueProbabilityPercent

Scenario 2

Most likely or base scenario

NPVNet present valueProbabilityPercent

Scenario 3

Worst-case or downside scenario

NPVNet present valueProbabilityPercent

Enter your values and calculate the result.

Calculation logic
Expected NPV = Σ probability × NPV
Variance = Σ probability × (NPV − expected NPV)²

Baldwin Interest Rate CalculatorEstimate a simplified Baldwin comparison rate from present worth and equivalent annual worth.

Present worthCurrent value in currency unitsEquivalent annual worthAnnual value per yearBase comparison rateOptional; percent per year

Enter your values and calculate the result.

Calculation logic
Simplified Baldwin rate = equivalent annual worth / present worth × 100

Compound Interest CalculatorProject investment growth from an initial amount, annual return, time horizon and monthly contributions.

Initial investmentStarting amountAnnual interest ratePercent per yearInvestment horizonYearsMonthly contributionOptional

Enter your values and calculate the result.

Calculation logic
Monthly compounding with end-of-month contributions.

Project Portfolio OptimizerSelect the combination of up to four projects that maximizes total NPV within a fixed investment budget.

BudgetMaximum total investment

Project 1

Project under consideration

InvestmentRequired project investmentNPVExpected net present value

Project 2

Project under consideration

InvestmentRequired project investmentNPVExpected net present value

Project 3

Project under consideration

InvestmentRequired project investmentNPVExpected net present value

Project 4

Project under consideration

InvestmentRequired project investmentNPVExpected net present value

Enter your values and calculate the result.

Calculation logic
The calculator checks all 16 possible project combinations and selects the feasible combination with the highest total NPV.

NPV Sensitivity Table CalculatorGenerate an NPV sensitivity table across a configurable range of discount rates.

Minimum discount ratePercentMaximum discount ratePercentStep sizeIncrement in percentage pointsInitial investmentPositive amount todayAnnual net cash flowConstant yearly inflowYears until commissioning0 means first inflow next yearEconomic lifeNumber of cash-flow years

Enter your values and calculate the result.

Calculation logic
NPV = −initial investment + Σ cash flow / (1 + rate)ⁿ

Go Back

Disclaimer